Are you contemplating filing Bankruptcy?  Consult a Sacramento attorney.

We can help you decide if filing bankruptcy is right for you. Our lawyer can also help you determine if filing Chapter 7 or Chapter 13 would be most appropriate for your situation.

The approach we use to bankruptcy is simple: Take the time necessary to thoroughly prepare documents now and avoid complications later. We think of bankruptcy from the perspective of the trustee and creditors. We strive to anticipate problems and find solutions before potential issues even arise.

Handling A Wide Variety Of Bankruptcy Issues

If you are considering filing bankruptcy or you are wondering why you should hire a bankruptcy attorney, view our bankruptcy information:

  • Chapter 7 for individuals and for businesses, including the means test
  • Chapter 13 for individuals and its criteria
  • Alternatives to bankruptcy
  • Bankruptcy after divorce, or having only one spouse file
  • Bankruptcy litigation
  • Bankruptcy considerations in California

We can also help clear up misconceptions by explaining common myths about bankruptcy, important do’s and don’ts and things the credit industry doesn’t want you to know.

Eliminating Debts And Stopping Creditor Harassment

While our firm does not negotiate with banks and other lenders to reduce or minimize credit card balance and student loans, we will help you file bankruptcy, which discharges most debts. Please see the following pages for more information:

  • Automobile repossessions
  • Home foreclosures
  • Reaffirmation agreements
  • Credit card debt
  • Student loan debt
  • Short sale deficiencies
  • Consumer credit counseling
  • Credit repair and credit report problems
  • Stripping junior mortgages
  • Non-dischargeable obligations
  • Medical debt
  • Creditor harassment
  • Wage garnishment
  • Loan modifications

Contact An Experienced Northern California and Sacramento area Attorney

We invite you to make an appointment to come to the office in Sacramento, California, but if you cannot, we will help you file bankruptcy by e-mail, phone and mail. For more information on the basics of filing bankruptcy, contact the Law Offices Of  Russ Wyatt at 916-572-9779 to arrange your free initial consultation with Sacramento County bankruptcy law attorney today.